Personal loan


Whether you're planning for smaller expenses or larger dreams, our Personal Loan makes achieving your goals easier.

  • Unsecured loan, approved and disbursed the same day in-branch
  • Borrow between Rs 25,000 and Rs 1,000,000, or up to 12 times your monthly salary, whichever amount is lower
  • Choose flexible repayment periods of up to 84 months
  • No need for a guarantor, security, or collateral
  • No monthly maintenance fees
  • Up to 50% off processing fees

Find out more

Exclusive offers from our partners


How to apply? 

Walk-in instant approval: If you’re already an MCB customer, visit any of our branches for on-the-spot loan approval and disbursement, subject to terms and conditions, based on your income, debt, and history with us. 

Apply online or on MCB Juice: Check your eligibility for a Personal Loan instantly and upload your documents for approval. Upon approval, all that's left is to visit your nearest branch to sign the agreement.

Apply online    Apply at your nearest branch 


Validity: Sunday, 31 December 2023

Terms & Conditions


Who can apply?

The Personal Loan is accessible to our MCB customers, and it's also available to those who do not currently have an account with us, provided they meet our lending criteria. 

What documents are needed?

  • Identity card
  • Proof of address in borrower's name of less than 3 months old (CEB, CWA, Telecom bill)
  • Birth certificate if the address is in the name of a parent
  • Or marriage certificate if address is in spouse's name
  • 3 latest pay slips
  • Account statements for the last 12 months (if your salary is not credited to MCB)