Transform your business with a positive impact

Your business champions product reuse, digital innovation or responsible manufacturing and you face multiple challenges. 

Get ready to:

  • Handle cash flow changes/fluctuations
  • Purchase new equipment and assets
  • Cover unexpected expenses
  • Bridge short-term financial gaps
  • Fund import/export activities
  • Cover production, packaging, and export-related shipping costs
  • Manage daily operating expenses

Exclusive benefits

Supporting local entrepreneurs with a unique scheme designed to foster business growth.

A rate as low as
MCB PLR + 0.5%
Interest rates

Up to
10 years
Affordable financing

Up to
Funding based on eligibility

Up to
12 months
Moratorium period on loan

Find where your business fits

Your business needs to fit one of the following categories to benefit from our Lokal is Beautiful scheme.

Businesses preserving heritage through local production, craftsmanship, and innovation.

Businesses driving technological innovation and digital transformation.

Businesses committed to sustainable practices and resource efficiency.

Made in Moris

Mauritian companies with the 'Made in Moris' certification.

Register your interest

Business information

Does your business fit in any of the following categories?*

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The LIB Scheme is designed to support Micro Enterprises, Small Businesses, Medium Businesses and Mid-Market enterprises by providing crucial access to finance, fostering business growth and economic development.

The LIB scheme is an affordable financing option that allow businesses to:

  • Manage cash flow fluctuations
  • Purchase assets
  • Cover unexpected expenses
  • Bridge financing gaps
  • Fund import and export activities
  • Cover production, packaging, & shipping costs related to export orders
  • Manage day-to-day operational expenses

If your business is a micro enterprise, a small business, a medium businesses or a mid-market enterprise, and your business activities falls into one of the following categories , then you are eligible to apply!

  1. Maker Island:Focuses on supporting manufacturing and production activities, promoting innovation and efficiency in the creation of goods.
  2. Circular Island:Emphasizes waste management and recycling, aiming to create sustainable business practices that reduce waste and promote recycling.
  3. Smart Island:Targets the service and technology sectors, encouraging businesses to adopt smart technologies and innovative service models to enhance their operations and competitiveness.
  4. Made in Moris: Has Made in Moris Certification.

The interest rate for the LIB Scheme is MCB PLR+0.5%. 

Set up fees: 0.5% of the amount financed, with a maximum of MUR25,000.

Review Fee: 0.5% of the amount financed, with a minimum of MUR2,500 and a maximum of MUR 25,000.

There is no maximum amount but the minimum amount of financing under the LIB Scheme is MUR 100,000.

The repayment period is up to seven years and will be dependent on the purpose of financing.

This will depend on the type of financing.

Please contact your Relationship Officer who will guide you on the application process or send a WhatsApp message at (+230) 202 6060.

The application process for the LIB Scheme typically requires the following documents:

  1. Application Form
  2. Financial Statements
  3. Relevant Licenses and Permits
  4. Any other relevant documents deemed relevant to the bank

There is a moratorium of up to 12 months for loan repayment.

We recommend that you select the most appropriate category that fits your nature of business and purpose of financing.

You can reach out to your Relationship Officer for more details. Alternatively, you can send a WhatsApp message at (+230) 202 6060.