Experience the MCB Difference

Whether you are looking to purchase your new home or refinance your existing loan, MCB is committed to providing solutions tailored to your needs. Take the first step towards a secure and comfortable future with us.

Years to repay

Enjoy manageable monthly payments with up to 30 years

Refinancing

Benefit from up to 100% on refinancing of your existing home loan from other financial institutions.

Exclusive discounts

Up to 15% at approved partners with the MCB Home Loan card

 

Know your budget

Making sure you can meet your future home payments is probably the most important part of successful home ownership.

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Monthly repayments:

Rs 000

Total interest amount:

Rs 000

Total amount payable:

Rs 000

Disclaimer

Interest rates and other relevant parameters are for indicative purposes only and may be subject to change depending on the segment / product.

Our loan calculator is an indicative tool and is meant to provide information and estimates based on information provided by you. The bank does not guarantee the accuracy, adequacy and completeness of any information or computation provided. The bank shall not be liable for any errors, inaccuracies, omissions or for any loss or damages suffered by any person in connection with the use of the calculator. Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. The bank reserves the right to change information or features of the product and/or service listed at any time without notice.

 

Schedule a call with our home loan specialist

Feeling unsure about navigating the home loan process? Our dedicated home loan specialists are here to guide you. Schedule a call to have all your questions answered!

More Than Just a Home Loan

We offer a comprehensive suite of housing finance solutions. Whether you're a first-time homebuyer, looking to refinance, or embarking on a renovation project, we have the perfect loan option for you.

Buy your first
property

Buy a second
property

Renovate or extend
your property

Refinance your
home loan

Your dream home in 5 simple steps

Apply with Ease

Submit your application online, through our mobile app, or visit a branch.

Quick Evaluation

We assess your eligibility and property value.

Approval Process

We review your application for approval.

Approval & Next Steps

Receive your Approval in Principle and prepare loan documents.

Loan Disbursement

Sign your loan contract and receive the funds to finalise your purchase.

Acquisition (House, apartment or land)

  • Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate)
  • Last 3 pay slips / MRA return / Financial (OTC)
  • Confirmation letter (if applicable)
  • Bank statement (last 12 months at least) if not banking with MCB
  • PDV/Seller's contract (Title deed)
  • Site and location plan / PIN
  • Equifax or equivalent (For foreigners)
  • Letter of consent from syndic (Applicable for an apartment)

Construction, extension or renovation

  • Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate)
  • Last 3 pay slips / MRA return / Financial (OTC)
  • Confirmation letter (if applicable)
  • Bank statement (last 12 months at least) if not banking with MCB
  • PDV/Seller's contract (Title deed)
  • Site and location plan / PIN
  • Quotation
  • Building permit
  • Construction plan
  • Equifax or equivalent (For foreigners)

Refinancing

  • Identification documents (Proof of address / Proof of identification / Birth certificate / Wedding certificate)
  • Last 3 pay slips / MRA return / Financial (OTC)
  • Confirmation letter (if applicable)
  • Bank statement (last 12 months at least) if not banking with MCB
  • Title deed
  • Site and location plan / PIN

Ready to Get Started?

Start your MCB Home Loan application today and save your progress as you go. Even if you haven't gathered all your documents yet, you can return at any time to complete the process.

Ready to apply for a Home loan?

Start your application now

Start your Home Loan application and save your progress as you go. If you’ve already started to apply but are missing some documents, don't worry – you can gather the remaining documents and return at any time to finish your application.

Get in touch now.

Submit the form for a streamlined application process.
Our team will promptly review your inquiry and reach out to initiate the application process.

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