Designed to match your retirement age

We have a range of dedicated funds, which will ensure that your contributions are invested with your retirement age in mind.

  • Choose your retirement age
  • Automatic annual contribution escalation options (5%, 10% or 15%) to keep-up with inflation
  • Boost your plan by making extra contributions anytime
  • Withdraw from your accumulated funds at any time
  • Increase or decrease your monthly contributions


3 cash-in options:

  • Lump sum with 100% redemption of your accumulated funds
  • Monthly payment through gradual redemption of accumulated funds until depletion
  • Reduced monthly payment coupled with a partial lump sum


Enjoy the retirement that you deserve

Maximum flexibility

From choosing your retirement age, to keeping up with inflation, to withdrawing your funds at any time without penalty, MCB’s retirement plan allows you to be flexible. Start planning now with our Retirement Plan Calculator.

Secure your accumulated funds

You have the option to transfer part or all of your investment to an MCB fixed deposit account with a premium return five years before your planned retirement date.

Cashing in

Select the option that suits you best: a lump sum with 100% redemption, a monthly payment or a reduced monthly payment with a partial lump sum.